Take a calculator and do the math. If a senior has approximately $5000 in prescription drug expenses in a year; with the yearly premium paid ($420), the $250 deductible, the 25% co-pay, and the gap between $2250 and $5200 with no payment; the end result is a senior would pay 75% of their drug costs and many drugs would not be allowed or approved increasing the 75% to even higher.
By the time you have taken $5200 in prescription drugs you will then get additional coverage, the theory being, that once you have taken $5200 in prescription drugs you will have so many of the side affects and adverse reactions from taking so many drugs, that the Congress, the Senate, and especially the pharmaceutical companies know you will need additional drugs, and therefore additional coverage to combat the drug induced trauma that your body and your brain are going through.
The HMO doctors will be
