| The government needs to inspect the balance sheets and identify the banks that cannot survive a severe recession. These banks should face a choice: write down your assets to their true value and raise private capital within 30 days, or be taken over by the government. | 
				
				 
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At www.theatlantic.com
Sheila Samples is an Oklahoma writer and a former civilian US Army Public Information Officer.  She is a Managing Editor for OpEd News, and a regular contributor for a variety of Internet sites.