Sued Over Old Debt, and Blocked From Suing Back -

"Debt buyers are using the courts to sue consumers and collect debt, then preventing those same consumers from using the courts to challenge the companies’ tactics.   The use of arbitration by the companies is the latest frontier in a legal strategy orchestrated by corporations in recent years. By inserting arbitration clauses into the fine print of consumer contracts, they have found a way to block access to the courts and ban class-action lawsuits, the only realistic way to bring a case against a deep-pocketed corporation" In related action: Arbitration clauses are increasingly unavoidable, appearing

in contracts for everything from credit cards to nursing
homes. By agreeing to these clauses, millions of consumers
are giving away their right to go to court.