"if you're relying on [Social Security] alone for your retirement, that's pretty tough. Certainly, investments are risky, especially when Wash DC is asleep at the switch""
"If people get back in healthcare to where people are in buying other kinds of commodities"Say you're going to buy and boat or car, you price shop and look at your income and your budget and you come up with a process where you work out a formula for where you are and what your income is, and what's the best deal. In the insurance business, we've made it so there isn't a bargain. You're covered, so you say, I want the fanciest thing I can get."
"I wouldn't rely on charity. I'd save my money and buy health insurance. People have to be responsible. If we don't take responsibility for the decisions we make, we have a country that doesn't work."
"What must the federal government do, and what are niceties we wish they would do? Medicare and Medicaid are a socialist kind of approach. It wasn't done that way a long time ago. Charity was a big part of it. Charity built hospitals and libraries"Should the government mandate it, I'm uncomfortable with that, because then the government will dictate what the product is, and that takes out the variability that you have in a market system."
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