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State-wide Foreclosure Moratorium: How to Get One

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Virginia Simson
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And in the urge for fairness, it would seem that banks that participated in fraud should not be collecting interest on the monies paid out for VICTIMS. But they are; that's how State banking "regulation" is not working these days.  Make a fraudulent attack on the public: Get paid for it.

So we say that each state should demand a foreclosure moratorium until the allocated money is allocated, and the programs for relief have been proven to work.   

San Francisco set up a precedent. What We say is that this should go through each state, where the money is, through the Attorney Generals' offices.  So far that has been done only at the local level and to continue that as a strategy would take years.

To see for yourself who that was done, here is some excellent video on the San Francisco experience provided by Carol Harvey.  A video is worth 1000 words; share her videos with people that care.  

Learn and then maybe we can get mortgage foreclosure moratoriums in each state, and as we suggest, working through our Attorney Generals.

Some of us get arrested occupying foreclosured homes, because we think the actions over the last four years are just plain shameful.   I am one of those cases - and I wanted to stand in solidarity with other occupiers.  So I am "guilty" of trespass - with an explanation!   Below is an "explanation" of what I am doing while I await a hearing.

Here are action steps ACTivists can take

Take this idea and this article to your next Coffee Party gathering.  (We have another one here in Saint Paul on July 7th.)  Take this to moveon.org and your #ows General Assemblies.  Take it to your church.  Take it to your union local.  Take it wherever people w/social justice concerns gather. Some won't hear you, but keep working it.  No one said life doesn't have its struggles.  You may need to remind yourself of that often, but the good responses on a daily basis will keep you buoyed.  We are rocking boats, talking, trusting and building a truly caring movement.

It is important to remember, that at each step, you need to reach out to more and more people to gather enough people to get a foreclosure moratorium.  If people around you don't understand what you are doing, just keep doing each step.  Trust me; we're after a winnable action.  More people will begin to support this idea as you go along.  Precedent has been set already!  ; )

And then devise an action plan that includes the following: 

Plan a screening of the following two -- Inside Job is available on Dvd, and the Matt Taibbei video is easily accessible on youtube .  (See links above.)  Even a couple of people watching this together can began to have a massive effect on how things go in your state after solidifying their commitment.  There are good homelessness videos coming out now, too.  Tip:  Start a video/youtube collection right away -  in early days.  Get some good photos of homeless persons together too. You may need them later.  Or be bold - go and make a video of your local foreclosure victims and homeless people and then post it on facebook.  Suggest this as a "group activity" for your initial contacts .. Look for and build a community spirit.  Sometimes media committees get a bit ruthless. Cooperation is key to success and this is the time to aim for that.  Include everyone who wants to be included in media efforts.

Go to www.propublica.com and find out how much money your state has been allocated for foreclosure relief.

Get an appointment with your Attorney General -- and find out the amount the office says is on their books and has not been distributed.  Be prompt and cheerful and loaded with facts and an attitude of compassion for foreclosure victims and homeless people when you go in.  Know that public policy can be changed by YOU -- you can make a difference, a very big difference.  It's not a tea party nor an action.  It is an information session at which YOU make a sensible request that will save time, money, social havoc and heartache.

Ask for them for a foreclosure moratorium! until the money IS released and the program has been proven to work.  Offer to petition citizens showing that the population is on their side if they do that.  Going city to city would take a very long time. 

Write a petition.  You can use moveon's site, change.org, care2\. org's petition site -- or any other that you've already linked up.  You can even post on all available  lists.  Be sure to mention the amount and give references to it as well as the propublica site.  Include a person's email to return the names of signatories.  You don't need addresses, or phone numbers from signatories on many of these, which will expand the base of those who will sign.  But be sure to get email addresses.  Tip:  About out-of-state signatories.  Go for it!  This is grassroots organizing at its finest and friends who will back you and your group up, get them on board! Show that this is truly an international issue.  Just aim for a higher number of signatures than you think you will need so that if their names are "disqualified" you have plenty.  Let this snowball by spreading it around.  I am so chuffed by my readers who have signed, that it makes my eyes tear over. They do care ...

Create a FB "cause" -- click it around a bit to your friends and good Occupy sites on the web.  Go to Occupy Homes and other sites and post it around.  We call that clicktavism.

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Virginia Simson is a blogger - USuncutMN.blogspot.com as well as a blog on the uranium industry and hydraulic fracking at www.lowlevelradiation.blogspot.com which anticipated the Japanese meltdowns. She has a large archive of material on (more...)
 
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