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Edward Hertzog

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Ed Hertzog lives with his wife, daughter, and two cats just outside the University City area of Philadelphia. Ed has always been interested in politics and economics, with a particular interest in monetary and banking issues.

Ever since being witness to the Stock Market crash of 1987 as an elementary school student, Ed has sought to understand the economic, social, and historical factors that lead market failures, and the underlying structure and cycles that control their periodicity and severity.

After earning a BS in Political Science, with a minor in History, from Penn State, Ed has spent nearly two decades working in various entrepreneurial environments as a software engineer and web developer. Along the way, he has personally gotten to witness the particular madness of crowds that erupt in new, fast-paced markets.

Ever since the 2008 Crisis, Ed is no longer content with merely being a student or critic of the system, but is instead interested in offering solutions. Now associated with the Public Banking Institute as Staff Researcher, Ed hopes to employ his knowledge of monetary history, regulatory capture, and market dynamics in contribute to a body of ideas that will help build a prosperous and stable future for all.

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