Insurance companies would have great profit incentives to find myriad ways to deny services or to shift costs because any money spent providing actual services comes right out of their profits. Like our current health care system, this would guarantee millions of residents would have no police or fire services at all (this is simply smart business).
In a civilized society, most health care services are no more optional than police and fire services. It's patently absurd to put a middleman (whose profit incentives are plainly against the interests of the American people) between us and our health care providers.
A middleman makes no sense for health services
It's clearly counterproductive to put a middleman between providers of necessary services and those who need these services. This guarantees disastrous results.
Providing real estate services using a middleman (agent) makes sense. A real estate middleman has profit incentives to provide purchasers with reasonably priced products because if prices are too high, purchasers won't buy and the middleman gets nothing. There's no profit incentives to deny purchasers what's being provided. Thus middleman profit incentives benefit both purchasers and providers.
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