But providing health care services using a middleman is an unambiguous con game. A health care middleman clearly has profit incentives to charge excessive prices precisely because these services are necessary (pay or die). But even worse, a health care middleman has great profit incentives to deny us necessary services because every health care service denied is pure profit (this is simply smart business).
In addition to diverting billions of our health care dollars to profits and other non-health-care expenses, encouraging excessive premiums, and making it very profitable to deny us necessary services, using a middleman also adds hundreds of billions to our health care costs by forcing hospitals and doctors to maintain vast armies of administrators who must battle hundreds of insurance companies (with thousands of different medical plans) all with great profit incentives to deny us as many health care services as they can get away with (this is simply smart business).
It's beyond foolish to expect insurance companies to act against their profit incentives. A single-payer system is the only reform that can end this devastating rip-off of the American people.
A "public option" would only make things worse
A public option (or a co-op) would simply add another player to our inefficient, fragmented, dysfunctional, multi-payer system. The hundreds of billions we now waste on multi-payer administrative costs would continue unabated.
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