It's incredible when you add it all up. Mose Allison sang, "Y ou don't need to go to off-Broadway / to see something plain absurd." Here's an example. Guy can take a loan out for college, fail to pay up on time, lose his credit worthiness and lifestyle, feel ruined. Or he can commit a petty crime or a major crime (who gives a sh*t for the purposes of the point I'm trying to make), and end up at San Quentin (!) and get a college degree. Come out owing n student loan money. Hmmmm. What's behind the door or what's behind the curtain. You choose.
The Marshall Project piece explains...