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A Conservative's "12 Days of Christmas"

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Richard Wise
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With just these few bits of money-saving strategery, your Conservative 12 Days of Christmas now look like this:

A partridge in a pear tree

Two milking maids

Three Freedom hens

Four Holy birds

Five golden rings!

Six turtledoves

Seven geese a-laying

Eight drummers drumming

Nine pipers piping

Ten lords a-leaping

Eleven "ladies dancing

Twelve swans a-swimming.

Not bad at all. You have just reduced your Total Cost of Christmas to $46,048.93 " a dramatic 47% savings over PNC Bank's $87,402.81. And nobody will even realize you changed the song. Congratulations!

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Rick Wise is an industrial psychologist and retired management consultant. For 15 years, he was managing director of ValueNet International, Inc. Before starting ValueNet, Rick was director, corporate training and, later, director, corporate (more...)
 
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